TAILOR MADE SOLUTIONS
Coming from a Private Banking background to the world of family wealth management, Andy quickly found his passion in accompanying High Net Worth clients and their families on their life journeys across the generations.
Our standard service is typically suitable for those who prefer a ‘lighter touch’ and less frequent contact with their adviser. In particular, if you have a lower value and/or less complex portfolio, our standard service is designed with your needs in mind.
This service is typically suitable for those who don’t want to pay for regular reviews by their adviser and prefer to monitor things themselves. Upon request, we are happy to offer one off or ‘ad-hoc’ reviews of an investment/pension we set up for you should the need arise.
LIFE TIME CASH FLOW
An essential part of the process of wealth management, cash flow planning begins with a full assessment of your assets and liabilities, as well as a close look at your current and projected income and expenditure. Powerful state of the art software allows Andy to provide you with a look into your financial future, making plans for your your retirement, and to help with your succession planning.
Central to the investment process is a thorough look at a client’s lifetime objectives and attitude to risk. From this flows a suggested allocation of assets – fixed income, equities, property and cash. Depending on the size of portfolio, Andy can offer a choice of a number of model portfolios with leading providers, or a more bespoke service with a choice of different discretionary fund managers.
This is one of Andy’s strong specialities, taking full advantage of the latest legislation so that your retirement savings are well invested and protected. “The earlier you start saving for retirement, the better.”
LIFE INSURANCE and CRITICAL ILLNESS INSURANCE
These are two important elements of any strong wealth management plan, and Andy is well placed to guide clients to the appropriate package, depending on an individual’s circumstance.
SUCCESSION AND ESTATE PLANNING
Asking the right questions in a sensitive manner to enable the right advice to be given is a rare talent. Having helped and guided many family business owners throughout his career, Andy is well placed to link with leading tax and accounting experts in the region to provide these vital services.
Andy has an extensive network of trusted and highly skilled advisers in all the specialist fields mentioned in his portfolio of services on offer.